The German AOK health insurance system consists of the sick care fund and the patient fund, in addition to the pension fund and the unemployment benefit fund, because the health insurance system is not based on patient service and care alone, but also works on the effective interconnection and interdependence of health organizations and medical professions, in addition to Hospitals, and the related tasks, matters and other services related to the health insurance system, because the law helps the individuals affiliated with it to bear their expenses when sick.
Statutory health insurance
All the various health insurance bodies are originally only administrative bodies and do not return profits, and they are bodies subordinate to the law. As all workers and employees in these bodies have his name included in the health insurance fund, and the owner of the body or the manager is the one who inserts the name of the worker in this fund that the worker chooses, and every month a part of the salary is placed in this fund, and the duration of choosing the fund is Only fourteen days from the start of work.
Various health insurance funds
- (“BKK”, SB and Germany’s insurance system K) is one of the most ancient funds.
- Germany’s AOK insurance system is affiliated with local funds, which are especially for workers who wear blue collars.
- (Alternative Insurance Funds), which are for workers who wear white collars.
People covered by health insurance
Health insurance in Germany includes all insured persons. In addition, it includes individuals who have children and families. The health insurance includes children who have no other source of income and includes the spouse as well. As for people who do not have children, their insurance increases by 0.25.
The services provided by health insurance are mostly through a series of in-kind insurances. This is done through private clinics, clinics and hospitals, in addition to the insured person receiving treatment and medicine completely free of charge, in addition to rehabilitation services.
Choosing a health insurance fund
According to the law, the individual is completely free in any health fund that will be affiliated with him, in addition to the fact that the insured person is free to choose the place that is responsible for providing health care to him, and one of the advantages of health care is that it can be obtained in any place suitable for the individual even with these The advantage is that the quality and efficiency of the service provided is high.
The “BKK” fund is the largest of the twenty funds, all of which are subject to health insurance according to German law, and the thing that made the “BKK” fund such a distinguished position is that it relies on about one million or more insurance companies throughout Germany, which are well-known The extent of its efficiency and quality through customer opinions and impressions, and customers testified to this through the many advantages that they obtained, and any individual can also obtain these advantages without limitation from work.
These many advantages are an opportunity for anyone to obtain all these many services and anyone can, through many large ways, be on the list of subscribers to the AOK health insurance of Germany.